What is a Wind Mitigation Report? Why are they telling me I should get one?Great question! And probably one of our most asked questions from our clients. Let’s dig in.What is Wind Mitigation
Von Kohorn Group of Alex MacWilliam, Inc. Lenders
About
Team Ruby at Group One Mortgage
NMLS: 335051 342813
Chris and Tracy Ruby have lived on the Treasure Coast for almost 20 years. Chris is a United States Marine Corps Infantry veteran and graduated from Embry Riddle Aeronautical University.
Tracy is a Florida native and graduated from the University of Florida.
When Chris and Tracy began their careers as mortgage professionals they realized that for most people, obtaining a mortgage loan is the single largest financial transaction they will ever make. With that in mind, their goal has always been to empower their borrowers and guide them in making truly informed decisions.
Their reputation has been built on providing service the way it used to be, the way it should be. You can count on the Ruby Team to always look out for your best interests and keep you informed throughout the lending process. Their passion is FHA/VA mortgage financing, they are also experts in all residential mortgage lending. Emphasis is on service and mortgage product underwriting guidelines. You will always receive a prompt, usually less than fifteen minutes, return phone call and your mortgage qualifications will be quickly and correctly evaluated. Chris and Tracy have immersed themselves in the mortgage business world, they have seen mortgage products go from dangerously creative to ultra conservative. Because of this practical experience and expertise with an ever changing industry, their clients know that working with them will ensure that they have access to mortgage loan specialists who know how to get things done.
As a local Direct Lender, Group One Mortgage paves the way for you to receive the most honest and competitive value available in Mortgage Financing. Your transaction is clearly outlined upfront with straight- honest answers from the origination of the loan to the processing, closing and funding.
Your experience will be smooth and easy. With the Ruby team service isn't everything it is the only thing. Don't just take our word for it, take a look at what some of our Zillow Customer Reviews.
Gerardo "Lalo" Guzman
Hello, my name is Gerardo “Lalo” Guzman and welcome to Group One Mortgage.
I was born and raised in Napa Valley California, and after 15 years in military I have found Florida to be where my heart is. I have worn many hats throughout my adult life starting off as United States Marine and finishing as a Drill Sergeant in the United States Army. I have traveled the world continuously learning new skills to include Leadership, Logistics, Management, Budgeting and more.
It has become my mission to provide the best experience whether you are a first time home buyer or refinancing your existing home, I will ensure it is an enjoyable experience. Group One Mortgage is a licensed Mortgage Lender. As a lender, Group One Mortgage is able to offer in-house underwriting and virtually every program and product available. Call or email me to discuss your mortgage options. For a pre-qualification simply fill out the application here on my website.
I look forward to working with you and Semper Fidelis!
Disclosure: We take our clients' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency.
We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.
Testimonials
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We had a great rapport with our agents (Craig and Kyle). I think all the basics were covered. The Von Kohorn Team are exceptional.
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- Bill and Donna B.
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If you are looking for a realtor you won’t find anyone better than Craig and Kyle Von Kohorn. Through the years I have dealt with other realtors but none came close to the level of professional expertise exhibited by the Von Kohorns. They recently handled the sale of our condo. A problem came up, over ten-year-old permits that had not been closed with a final inspection. They immediately took action and had the problem resolved in a couple of days. Working with them was a very pleasant experience.
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- Lew and Betty P.
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They were recommended to us from friends that used their services. Kyle listened to what we wanted. He did not have an agenda. He found us the perfect home. We had a positive experience.
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- Geno and Denise B.
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We met Kyle at an Open House while we were exploring on our own. He followed up with us and worked with us for several months, keeping us updated regularly. We lived 150 miles away, so without their (Kyle and Craig) constant vigilance, this would have been much more difficult.
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- Mike and Ellen W.
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The data is provided exclusively for the user's personal non-commercial use, and may not be used for any purpose other than to identify properties that the user may be interested in purchasing or leasing. The properties displayed may not be all of the properties in the MLS's database, or all
